Call reports 2011
AMERICAN BANK OF SAINT PAUL — 2011
What AMERICAN BANK OF SAINT PAUL reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 469,432,000 | 443,774,000 | 429,845,000 | 413,334,000 |
| Total loans | 300,831,000 | 274,123,000 | 254,282,000 | 241,603,000 |
| Allowance for loan losses | 18,832,000 | 15,775,000 | 15,803,000 | 18,286,000 |
| Securities available for sale | 70,842,000 | 87,048,000 | 72,431,000 | 86,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,410,000 | 403,092,000 | 399,939,000 | 387,847,000 |
| Interest-bearing deposits | 325,991,000 | 308,613,000 | 301,922,000 | 287,419,000 |
| Noninterest-bearing deposits | 100,419,000 | 94,479,000 | 98,017,000 | 100,428,000 |
| Equity capital | 27,099,000 | 25,324,000 | 25,043,000 | 22,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,908,000 | 9,329,000 | 13,480,000 | 17,162,000 |
| Interest expense | 1,101,000 | 2,082,000 | 2,929,000 | 3,594,000 |
| Net interest income | 3,807,000 | 7,247,000 | 10,551,000 | 13,568,000 |
| Noninterest income | 2,534,000 | 3,022,000 | 5,319,000 | 8,468,000 |
| Noninterest expense | 6,812,000 | 12,847,000 | 18,875,000 | 24,912,000 |
| Provision for loan losses | 210,000 | 610,000 | 610,000 | 2,920,000 |
| Pretax income | -681,000 | -3,188,000 | -3,391,000 | -5,572,000 |
| Income tax | 89,000 | 139,000 | 212,000 | 230,000 |
| Net income | -770,000 | -3,327,000 | -3,603,000 | -5,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,779,000 | 24,223,000 | 23,950,000 | 21,751,000 |
| Total capital | 31,190,000 | 28,309,000 | 27,786,000 | 25,425,000 |
| Risk-weighted assets | 338,388,000 | 315,097,000 | 294,855,000 | 279,259,000 |