Call reports 2009
AMERICAN BANK OF SAINT PAUL — 2009
What AMERICAN BANK OF SAINT PAUL reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 650,693,000 | 644,459,000 | 630,130,000 | 605,453,000 |
| Total loans | 510,868,000 | 501,242,000 | 478,906,000 | 434,897,000 |
| Allowance for loan losses | 16,441,000 | 18,201,000 | 15,466,000 | 19,521,000 |
| Securities available for sale | 56,055,000 | 43,676,000 | 28,292,000 | 42,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 538,954,000 | 540,582,000 | 529,599,000 | 526,293,000 |
| Interest-bearing deposits | 461,213,000 | 455,570,000 | 440,202,000 | 434,936,000 |
| Noninterest-bearing deposits | 77,741,000 | 85,012,000 | 89,397,000 | 91,357,000 |
| Equity capital | 59,349,000 | 58,048,000 | 55,332,000 | 36,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,847,000 | 15,815,000 | 23,132,000 | 30,038,000 |
| Interest expense | 3,368,000 | 6,484,000 | 9,327,000 | 11,807,000 |
| Net interest income | 4,479,000 | 9,331,000 | 13,805,000 | 18,231,000 |
| Noninterest income | 1,982,000 | 4,731,000 | 6,853,000 | 8,976,000 |
| Noninterest expense | 6,714,000 | 14,013,000 | 20,962,000 | 40,918,000 |
| Provision for loan losses | 4,600,000 | 6,200,000 | 8,550,000 | 14,050,000 |
| Pretax income | -4,853,000 | -6,151,000 | -8,854,000 | -27,761,000 |
| Income tax | 15,000 | 98,000 | 126,000 | -18,000 |
| Net income | -4,868,000 | -6,249,000 | -8,980,000 | -27,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,578,000 | 44,262,000 | 41,553,000 | 35,990,000 |
| Total capital | 52,525,000 | 51,050,000 | 48,021,000 | 41,997,000 |
| Risk-weighted assets | 546,076,000 | 531,428,000 | 508,332,000 | 466,900,000 |