Call reports 2010
CHRISTIANA BANK AND TRUST COMPANY, THE — 2010
What CHRISTIANA BANK AND TRUST COMPANY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 202,037,000 | 212,288,000 | 199,464,000 |
| Total loans | 126,044,000 | 120,788,000 | 115,233,000 |
| Allowance for loan losses | 3,280,000 | 3,646,000 | 2,195,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 3,208,000 | 3,099,000 | 3,057,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 156,129,000 | 173,980,000 | 161,309,000 |
| Interest-bearing deposits | 134,407,000 | 153,819,000 | 139,954,000 |
| Noninterest-bearing deposits | 21,722,000 | 20,161,000 | 21,355,000 |
| Equity capital | 43,403,000 | 35,035,000 | 34,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 1,673,000 | 3,391,000 | 4,955,000 |
| Interest expense | 247,000 | 485,000 | 699,000 |
| Net interest income | 1,426,000 | 2,906,000 | 4,256,000 |
| Noninterest income | 1,558,000 | 3,175,000 | 4,723,000 |
| Noninterest expense | 2,137,000 | 12,616,000 | 14,831,000 |
| Provision for loan losses | 400,000 | 1,415,000 | 2,297,000 |
| Pretax income | 447,000 | -7,950,000 | -8,149,000 |
| Income tax | 161,000 | 131,000 | 35,000 |
| Net income | 286,000 | -8,081,000 | -8,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 18,185,000 | 18,125,000 | 18,079,000 |
| Total capital | 19,743,000 | 19,618,000 | 19,544,000 |
| Risk-weighted assets | 122,900,000 | 117,252,000 | 116,414,000 |