Call reports 2009
CHRISTIANA BANK AND TRUST COMPANY, THE — 2009
What CHRISTIANA BANK AND TRUST COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 275,724,000 | 266,765,000 | 276,681,000 | 276,662,000 |
| Total loans | 149,833,000 | 153,087,000 | 129,272,000 | 129,389,000 |
| Allowance for loan losses | 2,617,000 | 2,617,000 | 2,675,000 | 3,334,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,489,000 | 3,333,000 | 3,239,000 | 3,223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,594,000 | 198,621,000 | 208,999,000 | 230,746,000 |
| Interest-bearing deposits | 183,020,000 | 176,984,000 | 187,964,000 | 209,315,000 |
| Noninterest-bearing deposits | 24,574,000 | 21,637,000 | 21,035,000 | 21,431,000 |
| Equity capital | 65,088,000 | 64,597,000 | 64,587,000 | 43,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,936,000 | 3,964,000 | 5,912,000 | 7,658,000 |
| Interest expense | 454,000 | 903,000 | 1,263,000 | 1,562,000 |
| Net interest income | 1,482,000 | 3,061,000 | 4,649,000 | 6,096,000 |
| Noninterest income | 1,472,000 | 3,105,000 | 4,667,000 | 6,511,000 |
| Noninterest expense | 2,134,000 | 4,626,000 | 6,792,000 | 29,964,000 |
| Provision for loan losses | 900,000 | 2,377,000 | 3,376,000 | 5,215,000 |
| Pretax income | -80,000 | -837,000 | -852,000 | -22,572,000 |
| Income tax | -28,000 | -293,000 | -298,000 | -548,000 |
| Net income | -52,000 | -544,000 | -554,000 | -22,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,630,000 | 18,196,000 | 18,244,000 | 17,843,000 |
| Total capital | 20,679,000 | 20,237,000 | 20,078,000 | 19,433,000 |
| Risk-weighted assets | 163,389,000 | 162,695,000 | 145,826,000 | 125,279,000 |