Call reports 2008
CHRISTIANA BANK AND TRUST COMPANY, THE — 2008
What CHRISTIANA BANK AND TRUST COMPANY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 225,504,000 | 237,239,000 | 197,983,000 | 244,291,000 |
| Total loans | 128,367,000 | 130,531,000 | 145,410,000 | 142,828,000 |
| Allowance for loan losses | 1,880,000 | 1,891,000 | 2,633,000 | 2,631,000 |
| Securities available for sale | 3,004,000 | 1,000,000 | 0 | 0 |
| Securities held to maturity | 3,882,000 | 3,861,000 | 3,693,000 | 3,677,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,338,000 | 177,184,000 | 138,544,000 | 175,857,000 |
| Interest-bearing deposits | 126,496,000 | 126,808,000 | 114,876,000 | 150,691,000 |
| Noninterest-bearing deposits | 40,842,000 | 50,376,000 | 23,668,000 | 25,166,000 |
| Equity capital | 56,375,000 | 57,163,000 | 56,672,000 | 65,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,459,000 | 4,738,000 | 6,904,000 | 9,083,000 |
| Interest expense | 871,000 | 1,476,000 | 2,066,000 | 2,632,000 |
| Net interest income | 1,588,000 | 3,262,000 | 4,838,000 | 6,451,000 |
| Noninterest income | 1,515,000 | 3,352,000 | 4,948,000 | 6,516,000 |
| Noninterest expense | 2,264,000 | 4,504,000 | 6,770,000 | 9,015,000 |
| Provision for loan losses | 35,000 | 45,000 | 1,665,000 | 1,665,000 |
| Pretax income | 804,000 | 2,065,000 | 1,351,000 | 2,287,000 |
| Income tax | 324,000 | 786,000 | 563,000 | 873,000 |
| Net income | 480,000 | 1,279,000 | 788,000 | 1,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,051,000 | 18,907,000 | 18,475,000 | 18,626,000 |
| Total capital | 19,922,000 | 20,817,000 | 20,378,000 | 20,603,000 |
| Risk-weighted assets | 149,672,000 | 153,200,000 | 151,514,000 | 157,587,000 |