Call reports 2007
CHRISTIANA BANK AND TRUST COMPANY, THE — 2007
What CHRISTIANA BANK AND TRUST COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 166,061,000 | 184,958,000 | 163,708,000 | 142,994,000 |
| Total loans | 129,567,000 | 122,703,000 | 120,048,000 | 124,052,000 |
| Allowance for loan losses | 1,360,000 | 1,151,000 | 1,340,000 | 1,844,000 |
| Securities available for sale | 18,919,000 | 18,740,000 | 17,820,000 | 4,468,000 |
| Securities held to maturity | 4,207,000 | 4,155,000 | 4,117,000 | 4,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,594,000 | 162,355,000 | 140,614,000 | 117,401,000 |
| Interest-bearing deposits | 100,708,000 | 110,477,000 | 95,073,000 | 87,798,000 |
| Noninterest-bearing deposits | 41,886,000 | 51,878,000 | 45,541,000 | 29,603,000 |
| Equity capital | 19,831,000 | 20,298,000 | 20,876,000 | 20,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,875,000 | 5,717,000 | 8,529,000 | 11,077,000 |
| Interest expense | 1,202,000 | 2,380,000 | 3,532,000 | 4,467,000 |
| Net interest income | 1,673,000 | 3,337,000 | 4,997,000 | 6,610,000 |
| Noninterest income | 1,480,000 | 3,159,000 | 4,643,000 | 5,757,000 |
| Noninterest expense | 2,160,000 | 4,682,000 | 7,332,000 | 10,526,000 |
| Provision for loan losses | 120,000 | 285,000 | 475,000 | 980,000 |
| Pretax income | 873,000 | 1,529,000 | 1,833,000 | 732,000 |
| Income tax | 314,000 | 519,000 | 618,000 | 433,000 |
| Net income | 559,000 | 1,010,000 | 1,215,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,974,000 | 20,488,000 | 20,978,000 | 20,413,000 |
| Total capital | 21,334,000 | 21,658,000 | 22,338,000 | 22,148,000 |
| Risk-weighted assets | 149,810,000 | 149,070,000 | 142,743,000 | 138,698,000 |