Call reports 2006
CHRISTIANA BANK AND TRUST COMPANY, THE — 2006
What CHRISTIANA BANK AND TRUST COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 157,490,000 | 183,301,000 | 166,223,000 | 168,408,000 |
| Total loans | 122,832,000 | 128,667,000 | 128,687,000 | 130,766,000 |
| Allowance for loan losses | 1,000,000 | 1,095,000 | 1,180,000 | 1,240,000 |
| Securities available for sale | 18,962,000 | 18,785,000 | 18,925,000 | 18,946,000 |
| Securities held to maturity | 2,174,000 | 2,167,000 | 2,060,000 | 4,226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,229,000 | 164,080,000 | 132,608,000 | 145,125,000 |
| Interest-bearing deposits | 100,167,000 | 110,940,000 | 86,330,000 | 102,887,000 |
| Noninterest-bearing deposits | 39,062,000 | 53,140,000 | 46,278,000 | 42,238,000 |
| Equity capital | 16,570,000 | 17,262,000 | 18,260,000 | 19,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,519,000 | 5,386,000 | 8,331,000 | 11,290,000 |
| Interest expense | 872,000 | 1,895,000 | 3,025,000 | 4,214,000 |
| Net interest income | 1,647,000 | 3,491,000 | 5,306,000 | 7,076,000 |
| Noninterest income | 1,002,000 | 2,273,000 | 3,745,000 | 5,367,000 |
| Noninterest expense | 1,927,000 | 3,895,000 | 5,962,000 | 8,161,000 |
| Provision for loan losses | 63,000 | 158,000 | 243,000 | 303,000 |
| Pretax income | 659,000 | 1,711,000 | 2,846,000 | 3,979,000 |
| Income tax | 243,000 | 616,000 | 1,038,000 | 1,446,000 |
| Net income | 416,000 | 1,095,000 | 1,808,000 | 2,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,868,000 | 17,628,000 | 18,483,000 | 19,283,000 |
| Total capital | 17,868,000 | 18,723,000 | 19,663,000 | 20,523,000 |
| Risk-weighted assets | 143,390,000 | 151,524,000 | 148,575,000 | 150,539,000 |