Call reports 2004
CHRISTIANA BANK AND TRUST COMPANY, THE — 2004
What CHRISTIANA BANK AND TRUST COMPANY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 132,241,000 | 142,516,000 | 145,084,000 | 147,807,000 |
| Total loans | 97,886,000 | 103,724,000 | 103,420,000 | 102,397,000 |
| Allowance for loan losses | 774,000 | 819,000 | 819,000 | 819,000 |
| Securities available for sale | 16,832,000 | 16,250,000 | 15,833,000 | 16,983,000 |
| Securities held to maturity | 1,531,000 | 1,382,000 | 1,300,000 | 1,589,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,237,000 | 118,266,000 | 120,221,000 | 122,121,000 |
| Interest-bearing deposits | 81,120,000 | 81,159,000 | 79,704,000 | 90,007,000 |
| Noninterest-bearing deposits | 27,117,000 | 37,107,000 | 40,517,000 | 32,114,000 |
| Equity capital | 13,171,000 | 13,492,000 | 14,009,000 | 14,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,414,000 | 2,867,000 | 4,462,000 | 6,180,000 |
| Interest expense | 423,000 | 832,000 | 1,264,000 | 1,716,000 |
| Net interest income | 991,000 | 2,035,000 | 3,198,000 | 4,464,000 |
| Noninterest income | 689,000 | 1,469,000 | 2,154,000 | 3,091,000 |
| Noninterest expense | 1,467,000 | 2,930,000 | 4,341,000 | 5,980,000 |
| Provision for loan losses | 82,000 | 127,000 | 127,000 | 127,000 |
| Pretax income | 162,000 | 478,000 | 915,000 | 1,479,000 |
| Income tax | 25,000 | 64,000 | 316,000 | 513,000 |
| Net income | 137,000 | 414,000 | 599,000 | 966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,098,000 | 13,734,000 | 14,048,000 | 14,490,000 |
| Total capital | 13,872,000 | 14,553,000 | 14,867,000 | 15,309,000 |
| Risk-weighted assets | 113,660,000 | 119,846,000 | 118,736,000 | 118,847,000 |