Call reports 2003
CHRISTIANA BANK AND TRUST COMPANY, THE — 2003
What CHRISTIANA BANK AND TRUST COMPANY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 115,103,000 | 121,914,000 | 130,020,000 | 128,065,000 |
| Total loans | 81,642,000 | 84,159,000 | 82,604,000 | 92,278,000 |
| Allowance for loan losses | 614,000 | 631,000 | 631,000 | 692,000 |
| Securities available for sale | 12,980,000 | 14,249,000 | 16,551,000 | 18,867,000 |
| Securities held to maturity | 1,751,000 | 1,726,000 | 1,598,000 | 1,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,666,000 | 99,989,000 | 106,655,000 | 92,883,000 |
| Interest-bearing deposits | 66,775,000 | 68,525,000 | 77,120,000 | 68,608,000 |
| Noninterest-bearing deposits | 22,891,000 | 31,464,000 | 29,535,000 | 24,275,000 |
| Equity capital | 9,777,000 | 10,186,000 | 12,492,000 | 12,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,332,000 | 2,692,000 | 3,996,000 | 5,379,000 |
| Interest expense | 514,000 | 1,010,000 | 1,443,000 | 1,856,000 |
| Net interest income | 818,000 | 1,682,000 | 2,553,000 | 3,523,000 |
| Noninterest income | 590,000 | 1,397,000 | 2,110,000 | 2,974,000 |
| Noninterest expense | 1,304,000 | 2,726,000 | 4,174,000 | 5,528,000 |
| Provision for loan losses | 4,000 | 21,000 | 21,000 | 82,000 |
| Pretax income | 115,000 | 392,000 | 585,000 | 1,004,000 |
| Income tax | 14,000 | 114,000 | 159,000 | 304,000 |
| Net income | 101,000 | 278,000 | 426,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,781,000 | 10,087,000 | 12,559,000 | 12,898,000 |
| Total capital | 10,395,000 | 10,718,000 | 13,190,000 | 13,590,000 |
| Risk-weighted assets | 93,013,000 | 96,128,000 | 98,106,000 | 108,576,000 |