Call reports 2002
CHRISTIANA BANK AND TRUST COMPANY, THE — 2002
What CHRISTIANA BANK AND TRUST COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 98,839,000 | 96,764,000 | 106,659,000 | 105,907,000 |
| Total loans | 65,700,000 | 69,135,000 | 77,752,000 | 80,813,000 |
| Allowance for loan losses | 493,000 | 520,000 | 605,000 | 655,000 |
| Securities available for sale | 17,464,000 | 15,281,000 | 14,155,000 | 11,207,000 |
| Securities held to maturity | 1,449,000 | 1,931,000 | 1,916,000 | 1,784,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,346,000 | 73,758,000 | 83,166,000 | 82,450,000 |
| Interest-bearing deposits | 68,392,000 | 66,779,000 | 70,459,000 | 69,098,000 |
| Noninterest-bearing deposits | 7,954,000 | 6,979,000 | 12,707,000 | 13,352,000 |
| Equity capital | 8,446,000 | 8,854,000 | 9,074,000 | 9,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,320,000 | 2,678,000 | 4,106,000 | 5,526,000 |
| Interest expense | 582,000 | 1,153,000 | 1,736,000 | 2,307,000 |
| Net interest income | 738,000 | 1,525,000 | 2,370,000 | 3,219,000 |
| Noninterest income | 539,000 | 1,122,000 | 1,736,000 | 2,421,000 |
| Noninterest expense | 1,155,000 | 2,365,000 | 3,674,000 | 5,054,000 |
| Provision for loan losses | 4,000 | 31,000 | 116,000 | 166,000 |
| Pretax income | 126,000 | 307,000 | 446,000 | 796,000 |
| Income tax | 41,000 | 104,000 | 138,000 | 248,000 |
| Net income | 85,000 | 203,000 | 308,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,586,000 | 8,808,000 | 8,913,000 | 9,633,000 |
| Total capital | 9,079,000 | 9,328,000 | 9,518,000 | 10,288,000 |
| Risk-weighted assets | 84,719,000 | 79,073,000 | 87,200,000 | 86,568,000 |