Call reports 2001
CHRISTIANA BANK AND TRUST COMPANY, THE — 2001
What CHRISTIANA BANK AND TRUST COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 90,315,000 | 83,912,000 | 89,776,000 | 93,165,000 |
| Total loans | 54,538,000 | 56,543,000 | 59,934,000 | 65,159,000 |
| Allowance for loan losses | 449,000 | 424,000 | 451,000 | 489,000 |
| Securities available for sale | 14,900,000 | 15,611,000 | 15,304,000 | 16,287,000 |
| Securities held to maturity | 1,083,000 | 1,064,000 | 1,043,000 | 1,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,412,000 | 60,040,000 | 65,473,000 | 71,254,000 |
| Interest-bearing deposits | 59,056,000 | 53,742,000 | 58,109,000 | 62,246,000 |
| Noninterest-bearing deposits | 7,356,000 | 6,298,000 | 7,364,000 | 9,008,000 |
| Equity capital | 8,152,000 | 8,179,000 | 8,589,000 | 8,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,484,000 | 2,924,000 | 4,335,000 | 5,699,000 |
| Interest expense | 798,000 | 1,552,000 | 2,271,000 | 2,908,000 |
| Net interest income | 686,000 | 1,372,000 | 2,064,000 | 2,791,000 |
| Noninterest income | 369,000 | 786,000 | 1,226,000 | 1,797,000 |
| Noninterest expense | 954,000 | 1,884,000 | 2,848,000 | 4,147,000 |
| Provision for loan losses | 4,000 | -22,000 | 5,000 | 50,000 |
| Pretax income | 253,000 | 545,000 | 718,000 | 845,000 |
| Income tax | 102,000 | 204,000 | 274,000 | 345,000 |
| Net income | 151,000 | 341,000 | 444,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,947,000 | 8,021,000 | 8,434,000 | 8,461,000 |
| Total capital | 8,396,000 | 8,445,000 | 8,885,000 | 8,950,000 |
| Risk-weighted assets | 70,729,000 | 74,541,000 | 75,442,000 | 83,097,000 |