Call reports 2011
BANKMERIDIAN, NA — 2011
What BANKMERIDIAN, NA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Total assets | 239,824,000 | 232,648,000 |
| Total loans | 176,094,000 | 160,289,000 |
| Allowance for loan losses | 9,302,000 | 8,221,000 |
| Securities available for sale | 36,690,000 | 34,244,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 215,545,000 | 209,737,000 |
| Interest-bearing deposits | 207,837,000 | 200,241,000 |
| Noninterest-bearing deposits | 7,708,000 | 9,496,000 |
| Equity capital | 2,985,000 | 1,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Interest income | 2,367,000 | 4,470,000 |
| Interest expense | 1,035,000 | 1,987,000 |
| Net interest income | 1,332,000 | 2,483,000 |
| Noninterest income | -197,000 | -496,000 |
| Noninterest expense | 2,278,000 | 4,891,000 |
| Provision for loan losses | 3,639,000 | 3,639,000 |
| Pretax income | -4,782,000 | -6,531,000 |
| Income tax | 0 | 0 |
| Net income | -4,782,000 | -6,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Tier 1 capital | 3,295,000 | 1,563,000 |
| Total capital | 5,571,000 | 3,126,000 |
| Risk-weighted assets | 175,030,000 | 161,341,000 |