Call reports 2002
FOUNDERS' BANK — 2002
What FOUNDERS' BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Total assets | 182,067,000 | 179,532,000 |
| Total loans | 125,548,000 | 123,611,000 |
| Allowance for loan losses | 1,719,000 | 1,778,000 |
| Securities available for sale | 46,035,000 | 46,122,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 148,329,000 | 145,271,000 |
| Interest-bearing deposits | 119,960,000 | 108,992,000 |
| Noninterest-bearing deposits | 28,369,000 | 36,279,000 |
| Equity capital | 13,079,000 | 14,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Interest income | 2,572,000 | 5,151,000 |
| Interest expense | 664,000 | 1,275,000 |
| Net interest income | 1,908,000 | 3,876,000 |
| Noninterest income | 3,548,000 | 5,990,000 |
| Noninterest expense | 4,357,000 | 7,690,000 |
| Provision for loan losses | 60,000 | 120,000 |
| Pretax income | 1,039,000 | 2,056,000 |
| Income tax | 296,000 | 586,000 |
| Net income | 743,000 | 1,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Tier 1 capital | 12,670,000 | 13,397,000 |
| Total capital | 14,389,000 | 15,165,000 |
| Risk-weighted assets | 141,477,000 | 141,450,000 |