Call reports 2001
FOUNDERS' BANK — 2001
What FOUNDERS' BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 160,920,000 | 157,412,000 | 160,122,000 | 169,751,000 |
| Total loans | 100,254,000 | 110,675,000 | 113,847,000 | 120,182,000 |
| Allowance for loan losses | 1,530,000 | 1,592,000 | 1,586,000 | 1,656,000 |
| Securities available for sale | 41,464,000 | 36,826,000 | 37,072,000 | 36,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,643,000 | 118,192,000 | 106,677,000 | 143,104,000 |
| Interest-bearing deposits | 110,924,000 | 93,618,000 | 81,422,000 | 115,585,000 |
| Noninterest-bearing deposits | 29,719,000 | 24,574,000 | 25,255,000 | 27,519,000 |
| Equity capital | 10,539,000 | 11,401,000 | 12,026,000 | 12,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,888,000 | 5,569,000 | 8,321,000 | 10,930,000 |
| Interest expense | 1,323,000 | 2,323,000 | 3,329,000 | 4,073,000 |
| Net interest income | 1,565,000 | 3,246,000 | 4,992,000 | 6,857,000 |
| Noninterest income | 3,665,000 | 5,861,000 | 7,388,000 | 9,658,000 |
| Noninterest expense | 4,306,000 | 7,224,000 | 9,560,000 | 12,499,000 |
| Provision for loan losses | 66,000 | 132,000 | 132,000 | 198,000 |
| Pretax income | 858,000 | 1,751,000 | 2,688,000 | 3,818,000 |
| Income tax | 245,000 | 512,000 | 792,000 | 1,002,000 |
| Net income | 613,000 | 1,239,000 | 1,896,000 | 2,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,523,000 | 11,149,000 | 11,358,000 | 12,278,000 |
| Total capital | 12,025,000 | 12,722,000 | 12,939,000 | 13,934,000 |
| Risk-weighted assets | 120,158,000 | 125,793,000 | 126,447,000 | 133,773,000 |