Call reports 2016
STIFEL BANK — 2016
What STIFEL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 597,152,000 | 593,360,000 | 584,857,000 | 599,694,000 |
| Total loans | 441,594,000 | 448,903,000 | 477,802,000 | 495,232,000 |
| Allowance for loan losses | 9,005,000 | 8,122,000 | 7,700,000 | 7,830,000 |
| Securities available for sale | 66,161,000 | 62,541,000 | 55,131,000 | 54,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 832,000 | 1,136,000 | 945,000 | 208,000 |
| Total deposits | 514,918,000 | 508,895,000 | 492,927,000 | 512,755,000 |
| Interest-bearing deposits | 431,969,000 | 422,141,000 | 394,089,000 | 429,252,000 |
| Noninterest-bearing deposits | 82,949,000 | 86,754,000 | 98,838,000 | 83,503,000 |
| Equity capital | 70,071,000 | 71,769,000 | 73,457,000 | 74,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,021,000 | 10,891,000 | 16,076,000 | 21,505,000 |
| Interest expense | 669,000 | 1,365,000 | 2,072,000 | 2,791,000 |
| Net interest income | 4,352,000 | 9,526,000 | 14,004,000 | 18,714,000 |
| Noninterest income | 748,000 | 1,638,000 | 2,884,000 | 4,558,000 |
| Noninterest expense | 3,483,000 | 7,076,000 | 10,859,000 | 14,597,000 |
| Provision for loan losses | 0 | 0 | -500,000 | -500,000 |
| Pretax income | 1,805,000 | 4,276,000 | 6,864,000 | 9,510,000 |
| Income tax | 668,000 | 1,568,000 | 2,469,000 | 3,225,000 |
| Net income | 1,137,000 | 2,708,000 | 4,395,000 | 6,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,737,000 | 71,328,000 | 73,036,000 | 74,946,000 |
| Total capital | 75,971,000 | 77,672,000 | 79,717,000 | 81,808,000 |
| Risk-weighted assets | 495,773,000 | 505,565,000 | 533,277,000 | 547,838,000 |