Call reports 2015
STIFEL BANK — 2015
What STIFEL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 559,329,000 | 553,089,000 | 556,277,000 | 589,269,000 |
| Total loans | 404,799,000 | 421,311,000 | 438,368,000 | 460,761,000 |
| Allowance for loan losses | 9,347,000 | 9,460,000 | 8,475,000 | 8,569,000 |
| Securities available for sale | 75,401,000 | 68,146,000 | 71,971,000 | 75,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 759,000 | 395,000 | 695,000 | 427,000 |
| Total deposits | 481,047,000 | 475,173,000 | 470,341,000 | 507,965,000 |
| Interest-bearing deposits | 411,291,000 | 401,386,000 | 388,827,000 | 433,922,000 |
| Noninterest-bearing deposits | 69,756,000 | 73,787,000 | 81,514,000 | 74,043,000 |
| Equity capital | 65,847,000 | 66,557,000 | 68,453,000 | 69,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,680,000 | 9,321,000 | 14,039,000 | 19,020,000 |
| Interest expense | 597,000 | 1,193,000 | 1,797,000 | 2,435,000 |
| Net interest income | 4,083,000 | 8,128,000 | 12,242,000 | 16,585,000 |
| Noninterest income | 743,000 | 1,621,000 | 2,358,000 | 3,182,000 |
| Noninterest expense | 3,115,000 | 6,356,000 | 9,746,000 | 13,252,000 |
| Provision for loan losses | 0 | 0 | -1,000,000 | -1,000,000 |
| Pretax income | 1,810,000 | 3,591,000 | 6,052,000 | 7,837,000 |
| Income tax | 602,000 | 1,246,000 | 2,132,000 | 2,718,000 |
| Net income | 1,208,000 | 2,345,000 | 3,920,000 | 5,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,457,000 | 66,614,000 | 68,209,000 | 69,428,000 |
| Total capital | 71,313,000 | 72,582,000 | 74,371,000 | 75,874,000 |
| Risk-weighted assets | 464,786,000 | 473,849,000 | 490,498,000 | 513,440,000 |