Call reports 2013
STIFEL BANK — 2013
What STIFEL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 508,539,000 | 533,721,000 | 516,348,000 | 518,944,000 |
| Total loans | 394,533,000 | 418,725,000 | 413,238,000 | 412,307,000 |
| Allowance for loan losses | 10,283,000 | 10,294,000 | 8,601,000 | 9,441,000 |
| Securities available for sale | 52,694,000 | 52,027,000 | 55,053,000 | 53,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 661,000 | 400,000 | 360,000 | 646,000 |
| Total deposits | 445,298,000 | 448,813,000 | 444,243,000 | 440,933,000 |
| Interest-bearing deposits | 386,905,000 | 387,499,000 | 381,088,000 | 376,588,000 |
| Noninterest-bearing deposits | 58,393,000 | 61,314,000 | 63,155,000 | 64,345,000 |
| Equity capital | 54,478,000 | 51,919,000 | 53,204,000 | 61,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,771,000 | 9,524,000 | 14,382,000 | 19,157,000 |
| Interest expense | 693,000 | 1,367,000 | 2,041,000 | 2,681,000 |
| Net interest income | 4,078,000 | 8,157,000 | 12,341,000 | 16,476,000 |
| Noninterest income | 762,000 | 1,755,000 | 2,067,000 | 2,741,000 |
| Noninterest expense | 3,187,000 | 6,587,000 | 10,120,000 | 13,140,000 |
| Provision for loan losses | 0 | 0 | -1,000,000 | -1,000,000 |
| Pretax income | 1,653,000 | 3,325,000 | 5,288,000 | 7,077,000 |
| Income tax | 610,000 | 1,262,000 | 2,027,000 | 2,720,000 |
| Net income | 1,043,000 | 2,063,000 | 3,261,000 | 4,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,349,000 | 52,378,000 | 53,583,000 | 61,683,000 |
| Total capital | 59,942,000 | 58,252,000 | 59,360,000 | 67,420,000 |
| Risk-weighted assets | 442,578,000 | 465,215,000 | 459,115,000 | 455,120,000 |