Call reports 2012
STIFEL BANK — 2012
What STIFEL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 500,938,000 | 483,072,000 | 481,608,000 | 513,115,000 |
| Total loans | 374,947,000 | 369,630,000 | 367,696,000 | 389,761,000 |
| Allowance for loan losses | 10,724,000 | 9,986,000 | 9,722,000 | 9,709,000 |
| Securities available for sale | 48,787,000 | 51,655,000 | 54,990,000 | 38,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 194,000 | 556,000 | 746,000 |
| Total deposits | 414,645,000 | 400,511,000 | 397,418,000 | 443,337,000 |
| Interest-bearing deposits | 367,069,000 | 346,414,000 | 345,357,000 | 369,751,000 |
| Noninterest-bearing deposits | 47,576,000 | 54,097,000 | 52,061,000 | 73,586,000 |
| Equity capital | 58,955,000 | 54,174,000 | 55,374,000 | 56,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,193,000 | 10,728,000 | 15,611,000 | 20,473,000 |
| Interest expense | 1,051,000 | 1,991,000 | 2,897,000 | 3,729,000 |
| Net interest income | 4,142,000 | 8,737,000 | 12,714,000 | 16,744,000 |
| Noninterest income | 769,000 | 1,649,000 | 2,846,000 | 3,888,000 |
| Noninterest expense | 2,935,000 | 6,153,000 | 9,450,000 | 13,298,000 |
| Provision for loan losses | 1,050,000 | 1,650,000 | 1,900,000 | 1,900,000 |
| Pretax income | 926,000 | 2,585,000 | 4,212,000 | 6,032,000 |
| Income tax | 265,000 | 799,000 | 1,341,000 | 2,015,000 |
| Net income | 661,000 | 1,786,000 | 2,871,000 | 4,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,390,000 | 53,529,000 | 54,632,000 | 55,793,000 |
| Total capital | 63,671,000 | 58,649,000 | 59,777,000 | 61,160,000 |
| Risk-weighted assets | 416,948,000 | 404,670,000 | 406,906,000 | 424,888,000 |