Call reports 2010
STIFEL BANK — 2010
What STIFEL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 571,930,000 | 539,635,000 | 586,159,000 | 565,145,000 |
| Total loans | 431,161,000 | 427,052,000 | 422,236,000 | 413,072,000 |
| Allowance for loan losses | 8,233,000 | 10,518,000 | 9,512,000 | 9,235,000 |
| Securities available for sale | 64,366,000 | 46,122,000 | 53,595,000 | 72,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 476,443,000 | 446,313,000 | 494,628,000 | 476,080,000 |
| Interest-bearing deposits | 424,939,000 | 394,202,000 | 436,795,000 | 426,604,000 |
| Noninterest-bearing deposits | 51,504,000 | 52,111,000 | 57,833,000 | 49,476,000 |
| Equity capital | 59,470,000 | 58,814,000 | 57,295,000 | 54,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,987,000 | 13,491,000 | 20,054,000 | 26,398,000 |
| Interest expense | 2,168,000 | 4,094,000 | 5,988,000 | 7,761,000 |
| Net interest income | 4,819,000 | 9,397,000 | 14,066,000 | 18,637,000 |
| Noninterest income | 644,000 | 1,179,000 | 2,372,000 | 3,202,000 |
| Noninterest expense | 2,884,000 | 5,706,000 | 8,687,000 | 11,886,000 |
| Provision for loan losses | 750,000 | 4,400,000 | 9,775,000 | 15,850,000 |
| Pretax income | 1,847,000 | 795,000 | -1,699,000 | -5,572,000 |
| Income tax | 698,000 | 274,000 | -614,000 | -2,080,000 |
| Net income | 1,149,000 | 521,000 | -1,085,000 | -3,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,709,000 | 58,121,000 | 56,558,000 | 54,195,000 |
| Total capital | 64,483,000 | 63,771,000 | 62,294,000 | 59,827,000 |
| Risk-weighted assets | 459,363,000 | 446,997,000 | 454,999,000 | 446,906,000 |