Call reports 2009
STIFEL BANK — 2009
What STIFEL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 556,602,000 | 551,049,000 | 575,930,000 | 574,586,000 |
| Total loans | 482,754,000 | 469,603,000 | 440,801,000 | 437,465,000 |
| Allowance for loan losses | 12,006,000 | 12,125,000 | 9,196,000 | 9,939,000 |
| Securities available for sale | 23,741,000 | 28,917,000 | 37,036,000 | 68,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,121,000 | 444,855,000 | 473,997,000 | 476,873,000 |
| Interest-bearing deposits | 408,712,000 | 386,755,000 | 421,797,000 | 429,657,000 |
| Noninterest-bearing deposits | 63,409,000 | 58,100,000 | 52,200,000 | 47,216,000 |
| Equity capital | 49,319,000 | 60,298,000 | 61,355,000 | 61,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,282,000 | 14,554,000 | 21,772,000 | 28,839,000 |
| Interest expense | 2,936,000 | 5,554,000 | 8,042,000 | 10,522,000 |
| Net interest income | 4,346,000 | 9,000,000 | 13,730,000 | 18,317,000 |
| Noninterest income | 621,000 | 1,181,000 | 1,730,000 | 2,293,000 |
| Noninterest expense | 2,921,000 | 5,750,000 | 8,448,000 | 11,407,000 |
| Provision for loan losses | 1,050,000 | 2,100,000 | 3,300,000 | 4,600,000 |
| Pretax income | 996,000 | 2,331,000 | 3,712,000 | 4,603,000 |
| Income tax | 383,000 | 893,000 | 1,423,000 | 1,576,000 |
| Net income | 613,000 | 1,438,000 | 2,289,000 | 3,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,936,000 | 59,814,000 | 60,720,000 | 61,508,000 |
| Total capital | 55,306,000 | 65,934,000 | 66,597,000 | 67,436,000 |
| Risk-weighted assets | 503,855,000 | 483,842,000 | 466,727,000 | 470,135,000 |