Call reports 2008
STIFEL BANK — 2008
What STIFEL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 482,347,000 | 480,404,000 | 526,527,000 | 536,953,000 |
| Total loans | 438,719,000 | 423,056,000 | 485,608,000 | 496,788,000 |
| Allowance for loan losses | 9,516,000 | 9,498,000 | 9,139,000 | 12,477,000 |
| Securities available for sale | 15,002,000 | 17,232,000 | 16,696,000 | 22,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 419,038,000 | 420,437,000 | 418,991,000 | 443,125,000 |
| Interest-bearing deposits | 379,185,000 | 371,185,000 | 372,993,000 | 392,017,000 |
| Noninterest-bearing deposits | 39,853,000 | 49,252,000 | 45,998,000 | 51,108,000 |
| Equity capital | 47,629,000 | 47,952,000 | 48,654,000 | 48,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,631,000 | 14,347,000 | 21,047,000 | 28,420,000 |
| Interest expense | 3,723,000 | 6,768,000 | 9,839,000 | 13,118,000 |
| Net interest income | 3,908,000 | 7,579,000 | 11,208,000 | 15,302,000 |
| Noninterest income | 451,000 | 854,000 | 1,529,000 | 1,614,000 |
| Noninterest expense | 2,460,000 | 5,189,000 | 8,126,000 | 10,801,000 |
| Provision for loan losses | 650,000 | 1,250,000 | 1,701,000 | 5,371,000 |
| Pretax income | 1,249,000 | 2,109,000 | 3,025,000 | 859,000 |
| Income tax | 518,000 | 845,000 | 1,201,000 | 317,000 |
| Net income | 731,000 | 1,264,000 | 1,824,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,326,000 | 47,916,000 | 48,531,000 | 48,263,000 |
| Total capital | 52,939,000 | 53,462,000 | 54,828,000 | 54,705,000 |
| Risk-weighted assets | 445,647,000 | 439,562,000 | 500,948,000 | 509,172,000 |