Call reports 2007
STIFEL BANK — 2007
What STIFEL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 421,392,000 | 449,523,000 | 494,027,000 | 477,832,000 |
| Total loans | 375,800,000 | 406,207,000 | 431,395,000 | 433,954,000 |
| Allowance for loan losses | 5,718,000 | 6,225,000 | 7,372,000 | 9,238,000 |
| Securities available for sale | 6,805,000 | 6,831,000 | 16,912,000 | 15,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,416,000 | 376,696,000 | 436,198,000 | 426,052,000 |
| Interest-bearing deposits | 329,274,000 | 330,310,000 | 389,620,000 | 385,316,000 |
| Noninterest-bearing deposits | 38,142,000 | 46,386,000 | 46,578,000 | 40,736,000 |
| Equity capital | 46,439,000 | 45,842,000 | 46,361,000 | 44,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,916,000 | 15,924,000 | 24,916,000 | 33,929,000 |
| Interest expense | 3,783,000 | 7,771,000 | 12,463,000 | 17,198,000 |
| Net interest income | 4,133,000 | 8,153,000 | 12,453,000 | 16,731,000 |
| Noninterest income | 316,000 | 555,000 | 1,005,000 | 1,064,000 |
| Noninterest expense | 2,138,000 | 4,201,000 | 6,515,000 | 8,801,000 |
| Provision for loan losses | 200,000 | 3,360,000 | 5,155,000 | 10,052,000 |
| Pretax income | 2,111,000 | 1,147,000 | 1,788,000 | -1,058,000 |
| Income tax | 796,000 | 445,000 | 730,000 | -364,000 |
| Net income | 1,315,000 | 702,000 | 1,058,000 | -694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,437,000 | 45,888,000 | 46,309,000 | 44,607,000 |
| Total capital | 51,237,000 | 51,042,000 | 51,848,000 | 50,188,000 |
| Risk-weighted assets | 383,111,000 | 411,213,000 | 441,267,000 | 442,793,000 |