Call reports 2005
STIFEL BANK — 2005
What STIFEL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 310,465,000 | 347,931,000 | 347,862,000 | 355,644,000 |
| Total loans | 274,690,000 | 310,978,000 | 314,939,000 | 328,760,000 |
| Allowance for loan losses | 3,835,000 | 4,320,000 | 5,010,000 | 5,543,000 |
| Securities available for sale | 3,515,000 | 3,939,000 | 4,984,000 | 4,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,241,000 | 304,774,000 | 303,070,000 | 309,387,000 |
| Interest-bearing deposits | 239,105,000 | 265,382,000 | 273,290,000 | 270,147,000 |
| Noninterest-bearing deposits | 36,136,000 | 39,392,000 | 29,780,000 | 39,240,000 |
| Equity capital | 24,573,000 | 32,830,000 | 33,945,000 | 35,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,263,000 | 9,438,000 | 15,374,000 | 21,714,000 |
| Interest expense | 1,310,000 | 3,163,000 | 5,436,000 | 7,874,000 |
| Net interest income | 2,953,000 | 6,275,000 | 9,938,000 | 13,840,000 |
| Noninterest income | 245,000 | 506,000 | 853,000 | 1,085,000 |
| Noninterest expense | 1,200,000 | 2,189,000 | 3,709,000 | 5,079,000 |
| Provision for loan losses | 590,000 | 1,490,000 | 2,180,000 | 2,830,000 |
| Pretax income | 1,408,000 | 3,102,000 | 4,902,000 | 7,016,000 |
| Income tax | 571,000 | 1,267,000 | 1,945,000 | 2,745,000 |
| Net income | 837,000 | 1,835,000 | 2,957,000 | 4,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,593,000 | 32,840,000 | 33,963,000 | 35,276,000 |
| Total capital | 27,978,000 | 36,601,000 | 37,799,000 | 39,285,000 |
| Risk-weighted assets | 270,383,000 | 300,440,000 | 305,704,000 | 319,180,000 |