Call reports 2004
STIFEL BANK — 2004
What STIFEL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 168,241,000 | 195,191,000 | 209,354,000 | 245,597,000 |
| Total loans | 148,448,000 | 176,173,000 | 199,904,000 | 235,239,000 |
| Allowance for loan losses | 1,928,000 | 2,261,000 | 2,680,000 | 3,245,000 |
| Securities available for sale | 1,950,000 | 3,300,000 | 3,783,000 | 3,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,932,000 | 161,830,000 | 169,562,000 | 198,194,000 |
| Interest-bearing deposits | 116,331,000 | 134,737,000 | 144,363,000 | 172,793,000 |
| Noninterest-bearing deposits | 22,601,000 | 27,093,000 | 25,199,000 | 25,401,000 |
| Equity capital | 14,687,000 | 18,435,000 | 19,041,000 | 20,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,979,000 | 4,238,000 | 7,021,000 | 10,475,000 |
| Interest expense | 507,000 | 1,078,000 | 1,798,000 | 2,759,000 |
| Net interest income | 1,472,000 | 3,160,000 | 5,223,000 | 7,716,000 |
| Noninterest income | 273,000 | 584,000 | 852,000 | 1,120,000 |
| Noninterest expense | 872,000 | 1,775,000 | 2,692,000 | 3,624,000 |
| Provision for loan losses | 345,000 | 690,000 | 1,126,000 | 1,691,000 |
| Pretax income | 528,000 | 1,279,000 | 2,257,000 | 3,524,000 |
| Income tax | 211,000 | 503,000 | 898,000 | 1,416,000 |
| Net income | 317,000 | 776,000 | 1,359,000 | 2,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,665,000 | 18,424,000 | 19,007,000 | 20,756,000 |
| Total capital | 16,503,000 | 20,554,000 | 21,413,000 | 23,607,000 |
| Risk-weighted assets | 146,928,000 | 170,529,000 | 192,235,000 | 227,679,000 |