Call reports 2003
STIFEL BANK — 2003
What STIFEL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 76,765,000 | 93,870,000 | 117,054,000 | 139,734,000 |
| Total loans | 71,373,000 | 89,380,000 | 108,695,000 | 132,465,000 |
| Allowance for loan losses | 799,000 | 1,108,000 | 1,418,000 | 1,647,000 |
| Securities available for sale | 1,043,000 | 1,041,000 | 2,677,000 | 2,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,571,000 | 76,044,000 | 103,404,000 | 117,425,000 |
| Interest-bearing deposits | 56,837,000 | 63,749,000 | 87,807,000 | 99,175,000 |
| Noninterest-bearing deposits | 9,735,000 | 12,295,000 | 15,597,000 | 18,249,000 |
| Equity capital | 9,871,000 | 9,950,000 | 10,127,000 | 10,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 826,000 | 1,948,000 | 3,399,000 | 5,153,000 |
| Interest expense | 241,000 | 539,000 | 916,000 | 1,361,000 |
| Net interest income | 585,000 | 1,409,000 | 2,483,000 | 3,792,000 |
| Noninterest income | 161,000 | 399,000 | 664,000 | 786,000 |
| Noninterest expense | 551,000 | 1,174,000 | 1,860,000 | 2,446,000 |
| Provision for loan losses | 228,000 | 537,000 | 847,000 | 1,187,000 |
| Pretax income | -33,000 | 97,000 | 440,000 | 945,000 |
| Income tax | -8,000 | 43,000 | 188,000 | 404,000 |
| Net income | -25,000 | 54,000 | 252,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,852,000 | 9,930,000 | 10,099,000 | 10,388,000 |
| Total capital | 10,610,000 | 10,915,000 | 11,270,000 | 11,949,000 |
| Risk-weighted assets | 60,606,000 | 78,704,000 | 93,435,000 | 124,796,000 |