Call reports 2002
STIFEL BANK — 2002
What STIFEL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|
| Total assets | 22,808,000 | 42,387,000 | 57,862,000 |
| Total loans | 14,070,000 | 31,282,000 | 51,907,000 |
| Allowance for loan losses | 141,000 | 314,000 | 571,000 |
| Securities available for sale | 1,030,000 | 2,045,000 | 1,047,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 12,596,000 | 32,182,000 | 44,636,000 |
| Interest-bearing deposits | 7,891,000 | 27,546,000 | 38,427,000 |
| Noninterest-bearing deposits | 4,705,000 | 4,636,000 | 6,209,000 |
| Equity capital | 10,132,000 | 9,965,000 | 9,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|
| Interest income | 66,000 | 439,000 | 1,108,000 |
| Interest expense | 11,000 | 99,000 | 274,000 |
| Net interest income | 55,000 | 340,000 | 834,000 |
| Noninterest income | 0 | 161,000 | 405,000 |
| Noninterest expense | 449,000 | 1,007,000 | 1,513,000 |
| Provision for loan losses | 141,000 | 314,000 | 571,000 |
| Pretax income | -535,000 | -820,000 | -845,000 |
| Income tax | -166,000 | -273,000 | -279,000 |
| Net income | -369,000 | -547,000 | -566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|
| Tier 1 capital | 10,126,000 | 9,654,000 | 9,877,000 |
| Total capital | 10,267,000 | 9,968,000 | 10,443,000 |
| Risk-weighted assets | 15,917,000 | 27,860,000 | 45,265,000 |