Call reports 2012
FIRST COMMUNITY BANK — 2012
What FIRST COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 48,475,000 | 45,987,000 |
| Total loans | 23,749,000 | 22,236,000 |
| Allowance for loan losses | 793,000 | 794,000 |
| Securities available for sale | 8,533,000 | 7,385,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 44,285,000 | 41,679,000 |
| Interest-bearing deposits | 36,430,000 | 34,718,000 |
| Noninterest-bearing deposits | 7,855,000 | 6,961,000 |
| Equity capital | 4,112,000 | 4,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 391,000 | 769,000 |
| Interest expense | 52,000 | 99,000 |
| Net interest income | 339,000 | 670,000 |
| Noninterest income | 38,000 | 78,000 |
| Noninterest expense | 344,000 | 672,000 |
| Provision for loan losses | -1,000 | 1,000 |
| Pretax income | 34,000 | 75,000 |
| Income tax | 1,000 | 2,000 |
| Net income | 33,000 | 73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 3,883,000 | 3,936,000 |
| Total capital | 4,181,000 | 4,211,000 |
| Risk-weighted assets | 23,364,000 | 21,497,000 |