Call reports 2011
FIRST COMMUNITY BANK — 2011
What FIRST COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 52,282,000 | 48,351,000 | 48,166,000 | 48,540,000 |
| Total loans | 26,769,000 | 26,933,000 | 25,240,000 | 23,851,000 |
| Allowance for loan losses | 772,000 | 815,000 | 838,000 | 794,000 |
| Securities available for sale | 7,699,000 | 6,636,000 | 8,963,000 | 6,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,331,000 | 44,377,000 | 44,041,000 | 44,420,000 |
| Interest-bearing deposits | 41,651,000 | 37,592,000 | 36,919,000 | 36,836,000 |
| Noninterest-bearing deposits | 6,680,000 | 6,785,000 | 7,122,000 | 7,584,000 |
| Equity capital | 3,860,000 | 3,869,000 | 4,006,000 | 4,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 919,000 | 1,359,000 | 1,769,000 |
| Interest expense | 99,000 | 177,000 | 244,000 | 302,000 |
| Net interest income | 362,000 | 742,000 | 1,115,000 | 1,467,000 |
| Noninterest income | 36,000 | 81,000 | 127,000 | 191,000 |
| Noninterest expense | 361,000 | 715,000 | 1,077,000 | 1,414,000 |
| Provision for loan losses | 1,000 | 44,000 | 67,000 | 66,000 |
| Pretax income | 36,000 | 64,000 | 98,000 | 178,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 7,000 |
| Net income | 35,000 | 62,000 | 95,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,662,000 | 3,702,000 | 3,748,000 | 3,837,000 |
| Total capital | 3,998,000 | 4,035,000 | 4,065,000 | 4,139,000 |
| Risk-weighted assets | 26,470,000 | 26,122,000 | 24,847,000 | 23,638,000 |