Call reports 2010
FIRST COMMUNITY BANK — 2010
What FIRST COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 54,276,000 | 58,008,000 | 51,485,000 | 54,405,000 |
| Total loans | 27,997,000 | 30,048,000 | 26,877,000 | 27,885,000 |
| Allowance for loan losses | 652,000 | 697,000 | 483,000 | 831,000 |
| Securities available for sale | 11,621,000 | 8,574,000 | 6,824,000 | 5,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,875,000 | 53,600,000 | 47,111,000 | 50,496,000 |
| Interest-bearing deposits | 43,671,000 | 47,184,000 | 40,544,000 | 43,769,000 |
| Noninterest-bearing deposits | 6,204,000 | 6,416,000 | 6,567,000 | 6,727,000 |
| Equity capital | 4,281,000 | 4,278,000 | 4,239,000 | 3,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,058,000 | 1,572,000 | 2,058,000 |
| Interest expense | 164,000 | 303,000 | 424,000 | 528,000 |
| Net interest income | 370,000 | 755,000 | 1,148,000 | 1,530,000 |
| Noninterest income | 42,000 | 90,000 | 130,000 | 59,000 |
| Noninterest expense | 363,000 | 726,000 | 1,099,000 | 1,481,000 |
| Provision for loan losses | 0 | 64,000 | 169,000 | 517,000 |
| Pretax income | 49,000 | 50,000 | 25,000 | -394,000 |
| Income tax | 1,000 | 0 | -1,000 | -19,000 |
| Net income | 48,000 | 50,000 | 26,000 | -375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,017,000 | 4,013,000 | 4,002,000 | 3,614,000 |
| Total capital | 4,368,000 | 4,394,000 | 4,334,000 | 3,942,000 |
| Risk-weighted assets | 27,779,000 | 30,182,000 | 26,412,000 | 25,733,000 |