Call reports 2009
FIRST COMMUNITY BANK — 2009
What FIRST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 59,334,000 | 58,514,000 | 58,846,000 | 57,362,000 |
| Total loans | 33,859,000 | 32,028,000 | 28,562,000 | 28,884,000 |
| Allowance for loan losses | 414,000 | 625,000 | 591,000 | 652,000 |
| Securities available for sale | 14,128,000 | 10,008,000 | 10,822,000 | 11,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,340,000 | 53,825,000 | 54,332,000 | 52,998,000 |
| Interest-bearing deposits | 48,509,000 | 48,218,000 | 48,482,000 | 46,335,000 |
| Noninterest-bearing deposits | 5,831,000 | 5,607,000 | 5,850,000 | 6,663,000 |
| Equity capital | 4,834,000 | 4,458,000 | 4,317,000 | 4,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,334,000 | 1,948,000 | 2,517,000 |
| Interest expense | 258,000 | 514,000 | 757,000 | 964,000 |
| Net interest income | 458,000 | 820,000 | 1,191,000 | 1,553,000 |
| Noninterest income | 54,000 | 93,000 | 145,000 | 187,000 |
| Noninterest expense | 382,000 | 843,000 | 1,243,000 | 1,673,000 |
| Provision for loan losses | 10,000 | 221,000 | 329,000 | 390,000 |
| Pretax income | 120,000 | -151,000 | -236,000 | -323,000 |
| Income tax | 4,000 | 0 | -11,000 | -15,000 |
| Net income | 116,000 | -151,000 | -225,000 | -308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,426,000 | 4,087,000 | 4,026,000 | 3,948,000 |
| Total capital | 4,840,000 | 4,520,000 | 4,423,000 | 4,349,000 |
| Risk-weighted assets | 35,626,000 | 34,425,000 | 31,595,000 | 31,848,000 |