Call reports 2008
FIRST COMMUNITY BANK — 2008
What FIRST COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 63,325,000 | 58,970,000 | 58,734,000 | 61,965,000 |
| Total loans | 31,695,000 | 31,485,000 | 32,582,000 | 36,526,000 |
| Allowance for loan losses | 391,000 | 391,000 | 395,000 | 403,000 |
| Securities available for sale | 10,225,000 | 12,169,000 | 17,399,000 | 18,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,291,000 | 54,087,000 | 53,843,000 | 52,973,000 |
| Interest-bearing deposits | 50,551,000 | 47,516,000 | 47,915,000 | 47,101,000 |
| Noninterest-bearing deposits | 7,740,000 | 6,571,000 | 5,928,000 | 5,872,000 |
| Equity capital | 4,794,000 | 4,659,000 | 4,664,000 | 4,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,586,000 | 2,340,000 | 3,080,000 |
| Interest expense | 398,000 | 761,000 | 1,092,000 | 1,395,000 |
| Net interest income | 429,000 | 825,000 | 1,248,000 | 1,685,000 |
| Noninterest income | 52,000 | 105,000 | 161,000 | 210,000 |
| Noninterest expense | 392,000 | 791,000 | 1,193,000 | 1,588,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 19,000 |
| Pretax income | 89,000 | 139,000 | 211,000 | 288,000 |
| Income tax | 2,000 | 4,000 | 7,000 | 10,000 |
| Net income | 87,000 | 135,000 | 204,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,271,000 | 4,267,000 | 4,313,000 | 4,349,000 |
| Total capital | 4,662,000 | 4,658,000 | 4,708,000 | 4,752,000 |
| Risk-weighted assets | 36,332,000 | 34,673,000 | 34,913,000 | 38,165,000 |