Call reports 2007
FIRST COMMUNITY BANK — 2007
What FIRST COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 57,250,000 | 56,779,000 | 58,257,000 | 57,759,000 |
| Total loans | 31,503,000 | 30,281,000 | 28,897,000 | 32,261,000 |
| Allowance for loan losses | 374,000 | 385,000 | 392,000 | 391,000 |
| Securities available for sale | 12,901,000 | 14,862,000 | 13,988,000 | 12,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,546,000 | 51,065,000 | 53,349,000 | 52,863,000 |
| Interest-bearing deposits | 45,007,000 | 44,999,000 | 46,972,000 | 45,817,000 |
| Noninterest-bearing deposits | 6,539,000 | 6,066,000 | 6,377,000 | 7,046,000 |
| Equity capital | 4,494,000 | 4,481,000 | 4,632,000 | 4,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,761,000 | 2,648,000 | 3,524,000 |
| Interest expense | 379,000 | 779,000 | 1,198,000 | 1,615,000 |
| Net interest income | 492,000 | 982,000 | 1,450,000 | 1,909,000 |
| Noninterest income | 49,000 | 103,000 | 161,000 | 213,000 |
| Noninterest expense | 400,000 | 802,000 | 1,196,000 | 1,609,000 |
| Provision for loan losses | 13,000 | 26,000 | 34,000 | 33,000 |
| Pretax income | 128,000 | 257,000 | 381,000 | 480,000 |
| Income tax | 4,000 | 9,000 | 14,000 | 19,000 |
| Net income | 124,000 | 248,000 | 367,000 | 461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,126,000 | 4,176,000 | 4,222,000 | 4,239,000 |
| Total capital | 4,500,000 | 4,561,000 | 4,614,000 | 4,630,000 |
| Risk-weighted assets | 33,710,000 | 32,801,000 | 32,800,000 | 35,242,000 |