Call reports 2006
FIRST COMMUNITY BANK — 2006
What FIRST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 43,978,000 | 58,433,000 | 56,127,000 | 56,071,000 |
| Total loans | 33,435,000 | 31,665,000 | 31,886,000 | 32,083,000 |
| Allowance for loan losses | 336,000 | 348,000 | 348,000 | 361,000 |
| Securities available for sale | 6,472,000 | 4,939,000 | 7,479,000 | 11,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,403,000 | 51,960,000 | 50,531,000 | 50,442,000 |
| Interest-bearing deposits | 33,008,000 | 44,904,000 | 39,831,000 | 44,292,000 |
| Noninterest-bearing deposits | 5,395,000 | 7,056,000 | 10,700,000 | 6,150,000 |
| Equity capital | 3,469,000 | 4,287,000 | 4,375,000 | 4,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,417,000 | 2,294,000 | 3,192,000 |
| Interest expense | 223,000 | 504,000 | 850,000 | 1,209,000 |
| Net interest income | 433,000 | 913,000 | 1,444,000 | 1,983,000 |
| Noninterest income | 28,000 | 70,000 | 132,000 | 186,000 |
| Noninterest expense | 289,000 | 667,000 | 1,083,000 | 1,499,000 |
| Provision for loan losses | 12,000 | 25,000 | 40,000 | 55,000 |
| Pretax income | 155,000 | 286,000 | 448,000 | 610,000 |
| Income tax | 0 | 6,000 | 13,000 | 20,000 |
| Net income | 155,000 | 280,000 | 435,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,493,000 | 3,917,000 | 3,995,000 | 4,054,000 |
| Total capital | 3,829,000 | 4,265,000 | 4,343,000 | 4,415,000 |
| Risk-weighted assets | 30,626,000 | 33,367,000 | 33,748,000 | 34,208,000 |