Call reports 2003
FIRST COMMUNITY BANK — 2003
What FIRST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 38,825,000 | 38,247,000 | 38,990,000 | 40,175,000 |
| Total loans | 20,516,000 | 21,186,000 | 20,714,000 | 22,956,000 |
| Allowance for loan losses | 236,000 | 243,000 | 214,000 | 224,000 |
| Securities available for sale | 11,677,000 | 11,763,000 | 12,589,000 | 10,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,403,000 | 34,669,000 | 35,511,000 | 36,773,000 |
| Interest-bearing deposits | 31,592,000 | 30,976,000 | 31,596,000 | 33,159,000 |
| Noninterest-bearing deposits | 3,811,000 | 3,693,000 | 3,915,000 | 3,614,000 |
| Equity capital | 3,313,000 | 3,477,000 | 3,368,000 | 3,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 993,000 | 1,477,000 | 1,958,000 |
| Interest expense | 162,000 | 307,000 | 437,000 | 560,000 |
| Net interest income | 340,000 | 686,000 | 1,040,000 | 1,398,000 |
| Noninterest income | 45,000 | 99,000 | 159,000 | 205,000 |
| Noninterest expense | 243,000 | 489,000 | 727,000 | 992,000 |
| Provision for loan losses | 18,000 | 34,000 | 42,000 | 53,000 |
| Pretax income | 124,000 | 262,000 | 430,000 | 569,000 |
| Income tax | 11,000 | 24,000 | 38,000 | 51,000 |
| Net income | 113,000 | 238,000 | 392,000 | 518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,911,000 | 2,956,000 | 3,030,000 | 3,076,000 |
| Total capital | 3,147,000 | 3,199,000 | 3,244,000 | 3,300,000 |
| Risk-weighted assets | 20,600,000 | 20,409,000 | 19,600,000 | 21,418,000 |