Call reports 2001
FIRST COMMUNITY BANK — 2001
What FIRST COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,383,000 | 36,299,000 | 37,596,000 | 37,071,000 |
| Total loans | 24,779,000 | 25,025,000 | 24,317,000 | 24,052,000 |
| Allowance for loan losses | 210,000 | 219,000 | 225,000 | 223,000 |
| Securities available for sale | 6,368,000 | 6,386,000 | 5,430,000 | 6,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,585,000 | 33,439,000 | 34,621,000 | 34,166,000 |
| Interest-bearing deposits | 30,460,000 | 29,748,000 | 31,317,000 | 30,912,000 |
| Noninterest-bearing deposits | 3,125,000 | 3,691,000 | 3,304,000 | 3,254,000 |
| Equity capital | 2,420,000 | 2,504,000 | 2,584,000 | 2,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,403,000 | 2,072,000 | 2,701,000 |
| Interest expense | 386,000 | 740,000 | 1,081,000 | 1,373,000 |
| Net interest income | 338,000 | 663,000 | 991,000 | 1,328,000 |
| Noninterest income | 33,000 | 156,000 | 197,000 | 240,000 |
| Noninterest expense | 270,000 | 539,000 | 812,000 | 1,077,000 |
| Provision for loan losses | 80,000 | 140,000 | 147,000 | 151,000 |
| Pretax income | 21,000 | 140,000 | 229,000 | 340,000 |
| Income tax | 8,000 | 52,000 | 86,000 | 127,000 |
| Net income | 13,000 | 88,000 | 143,000 | 213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,324,000 | 2,399,000 | 2,454,000 | 2,444,000 |
| Total capital | 2,534,000 | 2,618,000 | 2,679,000 | 2,667,000 |
| Risk-weighted assets | 24,292,000 | 23,503,000 | 22,936,000 | 23,021,000 |