Call reports 2002
FIRST NATIONAL BANK OF DECATUR, THE — 2002
What FIRST NATIONAL BANK OF DECATUR, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 432,207,000 | 435,604,000 | 437,907,000 | 436,917,000 |
| Total loans | 263,395,000 | 268,559,000 | 267,679,000 | 267,918,000 |
| Allowance for loan losses | 3,644,000 | 3,665,000 | 3,716,000 | 3,692,000 |
| Securities available for sale | 111,314,000 | 108,570,000 | 107,992,000 | 103,769,000 |
| Securities held to maturity | 12,556,000 | 11,881,000 | 16,119,000 | 16,624,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,134,000 | 342,344,000 | 341,596,000 | 342,140,000 |
| Interest-bearing deposits | 311,836,000 | 316,980,000 | 316,422,000 | 312,094,000 |
| Noninterest-bearing deposits | 28,298,000 | 25,364,000 | 25,174,000 | 30,046,000 |
| Equity capital | 46,326,000 | 47,405,000 | 46,655,000 | 46,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,162,000 | 12,384,000 | 18,634,000 | 24,622,000 |
| Interest expense | 2,381,000 | 4,718,000 | 7,007,000 | 9,133,000 |
| Net interest income | 3,781,000 | 7,666,000 | 11,627,000 | 15,489,000 |
| Noninterest income | 1,047,000 | 2,120,000 | 3,242,000 | 4,344,000 |
| Noninterest expense | 2,675,000 | 5,379,000 | 8,031,000 | 10,548,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 2,109,000 | 4,334,000 | 6,645,000 | 8,972,000 |
| Income tax | 692,000 | 1,418,000 | 2,178,000 | 2,942,000 |
| Net income | 1,417,000 | 2,916,000 | 4,467,000 | 6,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,501,000 | 45,504,000 | 44,092,000 | 44,659,000 |
| Total capital | 49,162,000 | 49,169,000 | 47,686,000 | 48,351,000 |
| Risk-weighted assets | 294,002,000 | 297,129,000 | 287,382,000 | 302,661,000 |