Call reports 2011
HEDRICK SAVINGS BANK — 2011
What HEDRICK SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Total assets | 64,105,000 | 63,035,000 | 66,263,000 |
| Total loans | 38,976,000 | 38,206,000 | 40,378,000 |
| Allowance for loan losses | 1,031,000 | 1,087,000 | 1,121,000 |
| Securities available for sale | 18,479,000 | 20,223,000 | 20,618,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 50,852,000 | 49,510,000 | 52,443,000 |
| Interest-bearing deposits | 43,413,000 | 42,059,000 | 44,289,000 |
| Noninterest-bearing deposits | 7,440,000 | 7,451,000 | 8,154,000 |
| Equity capital | 6,061,000 | 6,353,000 | 6,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Interest income | 763,000 | 1,539,000 | 2,334,000 |
| Interest expense | 181,000 | 367,000 | 552,000 |
| Net interest income | 582,000 | 1,172,000 | 1,782,000 |
| Noninterest income | 241,000 | 404,000 | 594,000 |
| Noninterest expense | 632,000 | 1,229,000 | 1,824,000 |
| Provision for loan losses | 9,000 | 17,000 | 26,000 |
| Pretax income | 182,000 | 370,000 | 566,000 |
| Income tax | 11,000 | 18,000 | 29,000 |
| Net income | 171,000 | 352,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Tier 1 capital | 5,810,000 | 5,992,000 | 6,177,000 |
| Total capital | 6,358,000 | 6,524,000 | 6,742,000 |
| Risk-weighted assets | 43,340,000 | 42,024,000 | 44,656,000 |