Call reports 2004
HEDRICK SAVINGS BANK — 2004
What HEDRICK SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 56,499,000 | 58,390,000 | 55,264,000 | 58,843,000 |
| Total loans | 37,326,000 | 38,093,000 | 39,609,000 | 43,478,000 |
| Allowance for loan losses | 672,000 | 636,000 | 671,000 | 708,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,397,000 | 10,769,000 | 12,446,000 | 11,443,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,204,000 | 49,072,000 | 45,350,000 | 49,550,000 |
| Interest-bearing deposits | 42,509,000 | 43,747,000 | 39,897,000 | 44,523,000 |
| Noninterest-bearing deposits | 4,695,000 | 5,325,000 | 5,453,000 | 5,027,000 |
| Equity capital | 4,000,000 | 4,089,000 | 4,141,000 | 4,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,524,000 | 2,312,000 | 3,147,000 |
| Interest expense | 230,000 | 467,000 | 706,000 | 952,000 |
| Net interest income | 521,000 | 1,057,000 | 1,606,000 | 2,195,000 |
| Noninterest income | -34,000 | 16,000 | 80,000 | 138,000 |
| Noninterest expense | 328,000 | 762,000 | 1,207,000 | 1,474,000 |
| Provision for loan losses | 15,000 | 40,000 | 85,000 | 130,000 |
| Pretax income | 144,000 | 271,000 | 394,000 | 730,000 |
| Income tax | 44,000 | 82,000 | 115,000 | 229,000 |
| Net income | 100,000 | 189,000 | 279,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,000,000 | 4,089,000 | 4,141,000 | 4,340,000 |
| Total capital | 4,432,000 | 4,540,000 | 4,596,000 | 4,843,000 |
| Risk-weighted assets | 34,304,000 | 35,861,000 | 36,148,000 | 39,911,000 |
Machine access — free, no API key
Every figure shown here about HEDRICK SAVINGS BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.