Call report 2003Q4
HEDRICK SAVINGS BANK — 2003Q4
The 22 measures HEDRICK SAVINGS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 56,717,000 | USD | evidence → |
| Total loans | 36,900,000 | USD | evidence → |
| Allowance for loan losses | 661,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 14,019,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,445,000 | USD | evidence → |
| Interest-bearing deposits | 43,800,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,645,000 | USD | evidence → |
| Equity capital | 3,945,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,060,000 | USD | evidence → |
| Interest expense | 1,025,000 | USD | evidence → |
| Net interest income | 2,035,000 | USD | evidence → |
| Noninterest income | 212,000 | USD | evidence → |
| Noninterest expense | 1,429,000 | USD | evidence → |
| Provision for loan losses | 216,000 | USD | evidence → |
| Pretax income | 602,000 | USD | evidence → |
| Income tax | 160,000 | USD | evidence → |
| Net income | 442,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,945,000 | USD | evidence → |
| Total capital | 4,380,000 | USD | evidence → |
| Risk-weighted assets | 34,585,000 | USD | evidence → |