Call reports 2005
COUNTRY CLUB BANK — 2005
What COUNTRY CLUB BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 436,258,000 | 439,149,000 | 457,839,000 | 473,380,000 |
| Total loans | 277,587,000 | 281,596,000 | 292,196,000 | 307,584,000 |
| Allowance for loan losses | 4,548,000 | 4,666,000 | 4,858,000 | 4,098,000 |
| Securities available for sale | 113,537,000 | 112,805,000 | 111,300,000 | 108,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 6,477,000 | 3,455,000 | 9,992,000 | 12,723,000 |
| Total deposits | 345,814,000 | 348,024,000 | 361,810,000 | 381,913,000 |
| Interest-bearing deposits | 294,912,000 | 297,588,000 | 309,279,000 | 327,119,000 |
| Noninterest-bearing deposits | 50,903,000 | 50,436,000 | 52,530,000 | 54,795,000 |
| Equity capital | 30,160,000 | 31,107,000 | 31,608,000 | 31,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,182,000 | 10,672,000 | 16,677,000 | 22,995,000 |
| Interest expense | 1,026,000 | 2,251,000 | 3,701,000 | 5,333,000 |
| Net interest income | 4,156,000 | 8,421,000 | 12,976,000 | 17,662,000 |
| Noninterest income | 4,262,000 | 8,233,000 | 11,987,000 | 15,856,000 |
| Noninterest expense | 6,709,000 | 13,327,000 | 19,997,000 | 27,170,000 |
| Provision for loan losses | 95,000 | 255,000 | 465,000 | 905,000 |
| Pretax income | 1,614,000 | 3,068,000 | 4,497,000 | 5,437,000 |
| Income tax | 548,000 | 1,029,000 | 1,472,000 | 1,767,000 |
| Net income | 1,066,000 | 2,039,000 | 3,025,000 | 3,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,506,000 | 31,203,000 | 31,911,000 | 32,278,000 |
| Total capital | 34,216,000 | 34,938,000 | 35,840,000 | 36,376,000 |
| Risk-weighted assets | 295,942,000 | 297,891,000 | 313,354,000 | 330,034,000 |