Call reports 2007
FIRST NATIONAL BANK IN BRONTE — 2007
What FIRST NATIONAL BANK IN BRONTE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 23,371,000 | 23,084,000 | 23,905,000 | 25,747,000 |
| Total loans | 9,513,000 | 9,461,000 | 9,338,000 | 8,443,000 |
| Allowance for loan losses | 114,000 | 114,000 | 117,000 | 117,000 |
| Securities available for sale | 11,150,000 | 11,339,000 | 11,143,000 | 11,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,280,000 | 20,076,000 | 20,742,000 | 22,475,000 |
| Interest-bearing deposits | 17,358,000 | 17,453,000 | 17,850,000 | 18,885,000 |
| Noninterest-bearing deposits | 2,922,000 | 2,623,000 | 2,892,000 | 3,590,000 |
| Equity capital | 2,873,000 | 2,797,000 | 2,929,000 | 3,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 321,000 | 642,000 | 971,000 | 1,339,000 |
| Interest expense | 116,000 | 232,000 | 350,000 | 466,000 |
| Net interest income | 205,000 | 410,000 | 621,000 | 873,000 |
| Noninterest income | 110,000 | 149,000 | 183,000 | 241,000 |
| Noninterest expense | 210,000 | 421,000 | 630,000 | 878,000 |
| Provision for loan losses | 1,000 | 2,000 | 4,000 | 5,000 |
| Pretax income | 101,000 | 133,000 | 165,000 | 226,000 |
| Income tax | 7,000 | 14,000 | 20,000 | 54,000 |
| Net income | 94,000 | 119,000 | 145,000 | 172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,053,000 | 3,079,000 | 3,104,000 | 3,113,000 |
| Total capital | 3,167,000 | 3,193,000 | 3,221,000 | 3,230,000 |
| Risk-weighted assets | 11,354,000 | 11,122,000 | 11,268,000 | 10,798,000 |