Call reports 2005
FIRST NATIONAL BANK IN BRONTE — 2005
What FIRST NATIONAL BANK IN BRONTE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 24,218,000 | 24,003,000 | 22,700,000 | 22,710,000 |
| Total loans | 9,154,000 | 9,471,000 | 9,778,000 | 9,864,000 |
| Allowance for loan losses | 121,000 | 124,000 | 127,000 | 127,000 |
| Securities available for sale | 13,040,000 | 12,900,000 | 10,606,000 | 10,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,685,000 | 18,409,000 | 18,594,000 | 18,666,000 |
| Interest-bearing deposits | 15,413,000 | 15,161,000 | 15,444,000 | 15,336,000 |
| Noninterest-bearing deposits | 3,272,000 | 3,248,000 | 3,150,000 | 3,330,000 |
| Equity capital | 2,667,000 | 2,724,000 | 2,727,000 | 2,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 579,000 | 857,000 | 1,155,000 |
| Interest expense | 70,000 | 146,000 | 221,000 | 301,000 |
| Net interest income | 215,000 | 433,000 | 636,000 | 854,000 |
| Noninterest income | 32,000 | 41,000 | 69,000 | 93,000 |
| Noninterest expense | 214,000 | 428,000 | 643,000 | 852,000 |
| Provision for loan losses | 9,000 | 18,000 | 20,000 | 20,000 |
| Pretax income | 24,000 | 28,000 | 42,000 | 75,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 24,000 | 28,000 | 42,000 | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,900,000 | 2,900,000 | 2,914,000 | 2,924,000 |
| Total capital | 3,021,000 | 3,024,000 | 3,041,000 | 3,051,000 |
| Risk-weighted assets | 11,000,000 | 10,351,000 | 11,076,000 | 11,162,000 |