Call reports 2004
FIRST NATIONAL BANK IN BRONTE — 2004
What FIRST NATIONAL BANK IN BRONTE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 25,264,000 | 25,471,000 | 25,073,000 | 23,941,000 |
| Total loans | 8,463,000 | 9,780,000 | 9,188,000 | 9,284,000 |
| Allowance for loan losses | 137,000 | 128,000 | 113,000 | 127,000 |
| Securities available for sale | 15,458,000 | 14,001,000 | 12,602,000 | 11,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,708,000 | 19,761,000 | 18,621,000 | 17,526,000 |
| Interest-bearing deposits | 17,509,000 | 16,630,000 | 15,767,000 | 14,748,000 |
| Noninterest-bearing deposits | 3,199,000 | 3,131,000 | 2,854,000 | 2,778,000 |
| Equity capital | 2,883,000 | 2,552,000 | 2,783,000 | 2,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 268,000 | 559,000 | 853,000 | 1,135,000 |
| Interest expense | 44,000 | 89,000 | 143,000 | 205,000 |
| Net interest income | 224,000 | 470,000 | 710,000 | 930,000 |
| Noninterest income | 36,000 | 74,000 | 100,000 | 127,000 |
| Noninterest expense | 216,000 | 438,000 | 679,000 | 899,000 |
| Provision for loan losses | 9,000 | 18,000 | 22,000 | 32,000 |
| Pretax income | 41,000 | 95,000 | 116,000 | 133,000 |
| Income tax | 2,000 | 18,000 | 18,000 | 8,000 |
| Net income | 39,000 | 77,000 | 98,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,818,000 | 2,851,000 | 2,872,000 | 2,877,000 |
| Total capital | 2,954,000 | 2,979,000 | 2,985,000 | 3,004,000 |
| Risk-weighted assets | 10,839,000 | 11,610,000 | 11,115,000 | 10,904,000 |