Call reports 2002
FIRST NATIONAL BANK IN BRONTE — 2002
What FIRST NATIONAL BANK IN BRONTE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 25,796,000 | 25,177,000 | 23,725,000 | 22,924,000 |
| Total loans | 10,443,000 | 10,739,000 | 10,508,000 | 10,232,000 |
| Allowance for loan losses | 109,000 | 109,000 | 131,000 | 114,000 |
| Securities available for sale | 12,778,000 | 12,553,000 | 11,134,000 | 10,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,933,000 | 21,753,000 | 20,707,000 | 19,956,000 |
| Interest-bearing deposits | 19,740,000 | 18,226,000 | 17,620,000 | 16,941,000 |
| Noninterest-bearing deposits | 3,193,000 | 3,527,000 | 3,087,000 | 3,015,000 |
| Equity capital | 2,658,000 | 2,700,000 | 2,775,000 | 2,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 409,000 | 834,000 | 1,194,000 | 1,538,000 |
| Interest expense | 140,000 | 247,000 | 339,000 | 425,000 |
| Net interest income | 269,000 | 587,000 | 855,000 | 1,113,000 |
| Noninterest income | 54,000 | 114,000 | 164,000 | -9,000 |
| Noninterest expense | 296,000 | 755,000 | 1,048,000 | 1,131,000 |
| Provision for loan losses | 5,000 | 9,000 | 45,000 | 68,000 |
| Pretax income | 31,000 | -53,000 | -53,000 | -74,000 |
| Income tax | 13,000 | 26,000 | 26,000 | -67,000 |
| Net income | 18,000 | -79,000 | -79,000 | -7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,715,000 | 2,611,000 | 2,611,000 | 2,675,000 |
| Total capital | 2,824,000 | 2,720,000 | 2,742,000 | 2,789,000 |
| Risk-weighted assets | 13,753,000 | 13,397,000 | 13,304,000 | 13,062,000 |