Call reports 2020
1ST BANK — 2020
What 1ST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 48,935,000 | 51,660,000 | 52,383,000 | 56,966,000 |
| Total loans | 21,025,000 | 22,923,000 | 22,242,000 | 17,695,000 |
| Allowance for loan losses | 288,000 | 288,000 | 288,000 | 288,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,177,000 | 46,828,000 | 47,494,000 | 52,090,000 |
| Interest-bearing deposits | 34,898,000 | 36,501,000 | 36,751,000 | 39,160,000 |
| Noninterest-bearing deposits | 9,279,000 | 10,327,000 | 10,743,000 | 12,930,000 |
| Equity capital | 4,637,000 | 4,676,000 | 4,724,000 | 4,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 867,000 | 1,271,000 | 1,603,000 |
| Interest expense | 52,000 | 92,000 | 127,000 | 153,000 |
| Net interest income | 409,000 | 775,000 | 1,144,000 | 1,450,000 |
| Noninterest income | 48,000 | 88,000 | 131,000 | 180,000 |
| Noninterest expense | 259,000 | 518,000 | 777,000 | 1,077,000 |
| Provision for loan losses | -750,000 | -750,000 | -750,000 | -750,000 |
| Pretax income | 948,000 | 1,095,000 | 1,248,000 | 1,303,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 948,000 | 1,095,000 | 1,248,000 | 1,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,637,000 | 4,676,000 | 4,724,000 | 4,779,000 |
| Total capital | 4,907,000 | 4,939,000 | 4,977,000 | 4,985,000 |
| Risk-weighted assets | 21,565,000 | 21,031,000 | 20,212,000 | 16,378,000 |