Call reports 2015
1ST BANK — 2015
What 1ST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 48,825,000 | 47,439,000 | 47,972,000 | 52,733,000 |
| Total loans | 23,844,000 | 26,270,000 | 27,776,000 | 23,520,000 |
| Allowance for loan losses | 993,000 | 993,000 | 993,000 | 993,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,846,000 | 42,039,000 | 42,560,000 | 47,300,000 |
| Interest-bearing deposits | 38,098,000 | 37,580,000 | 29,404,000 | 33,362,000 |
| Noninterest-bearing deposits | 5,748,000 | 4,459,000 | 13,156,000 | 13,938,000 |
| Equity capital | 4,853,000 | 5,272,000 | 5,269,000 | 5,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 692,000 | 1,082,000 | 1,460,000 |
| Interest expense | 14,000 | 28,000 | 43,000 | 57,000 |
| Net interest income | 333,000 | 664,000 | 1,039,000 | 1,403,000 |
| Noninterest income | 87,000 | 534,000 | 594,000 | 678,000 |
| Noninterest expense | 282,000 | 545,000 | 795,000 | 1,067,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 138,000 | 653,000 | 838,000 | 1,014,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 138,000 | 653,000 | 838,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,853,000 | 5,272,000 | 5,269,000 | 5,342,000 |
| Total capital | 5,846,000 | 6,265,000 | 6,262,000 | 6,335,000 |
| Risk-weighted assets | 25,012,000 | 26,939,000 | 29,744,000 | 24,452,000 |