Call reports 2014
1ST BANK — 2014
What 1ST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 155,470,000 | 155,036,000 | 57,988,000 | 53,074,000 |
| Total loans | 70,425,000 | 74,926,000 | 27,476,000 | 23,211,000 |
| Allowance for loan losses | 836,000 | 1,037,000 | 993,000 | 993,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,434,000 | 139,237,000 | 37,296,000 | 48,265,000 |
| Interest-bearing deposits | 92,857,000 | 91,500,000 | 33,498,000 | 40,949,000 |
| Noninterest-bearing deposits | 46,577,000 | 47,737,000 | 3,798,000 | 7,316,000 |
| Equity capital | 15,929,000 | 15,640,000 | 20,577,000 | 4,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,080,000 | 2,201,000 | 3,428,000 | 3,777,000 |
| Interest expense | 44,000 | 89,000 | 119,000 | 146,000 |
| Net interest income | 1,036,000 | 2,112,000 | 3,309,000 | 3,631,000 |
| Noninterest income | 141,000 | 272,000 | 6,181,000 | 6,187,000 |
| Noninterest expense | 661,000 | 1,369,000 | 3,551,000 | 4,035,000 |
| Provision for loan losses | 100,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 416,000 | 715,000 | 5,639,000 | 5,483,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 416,000 | 715,000 | 5,639,000 | 5,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,373,000 | 14,093,000 | 20,577,000 | 4,743,000 |
| Total capital | 15,209,000 | 15,130,000 | 21,570,000 | 5,736,000 |
| Risk-weighted assets | 71,704,000 | 85,454,000 | 32,221,000 | 27,184,000 |