Call reports 2009
1ST BANK — 2009
What 1ST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 104,665,000 | 101,053,000 | 101,929,000 | 102,806,000 |
| Total loans | 60,880,000 | 62,103,000 | 63,130,000 | 61,339,000 |
| Allowance for loan losses | 694,000 | 696,000 | 696,000 | 696,000 |
| Securities available for sale | 5,080,000 | 6,056,000 | 5,029,000 | 1,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,986,000 | 85,170,000 | 86,703,000 | 86,565,000 |
| Interest-bearing deposits | 69,627,000 | 68,975,000 | 67,513,000 | 69,128,000 |
| Noninterest-bearing deposits | 19,359,000 | 16,195,000 | 19,190,000 | 17,437,000 |
| Equity capital | 10,458,000 | 10,440,000 | 10,709,000 | 10,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,132,000 | 2,217,000 | 3,389,000 | 4,582,000 |
| Interest expense | 290,000 | 566,000 | 826,000 | 1,067,000 |
| Net interest income | 842,000 | 1,651,000 | 2,563,000 | 3,515,000 |
| Noninterest income | 120,000 | 224,000 | 346,000 | 504,000 |
| Noninterest expense | 651,000 | 1,298,000 | 1,940,000 | 2,938,000 |
| Provision for loan losses | 0 | 0 | 0 | -4,000 |
| Pretax income | 311,000 | 577,000 | 969,000 | 1,085,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 311,000 | 577,000 | 969,000 | 1,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,704,000 | 8,698,000 | 8,985,000 | 9,234,000 |
| Total capital | 9,398,000 | 9,394,000 | 9,681,000 | 9,930,000 |
| Risk-weighted assets | 67,586,000 | 69,934,000 | 70,221,000 | 63,085,000 |