Call reports 2006
1ST BANK — 2006
What 1ST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 54,155,000 | 55,855,000 | 58,365,000 | 62,249,000 |
| Total loans | 36,319,000 | 37,387,000 | 35,127,000 | 35,934,000 |
| Allowance for loan losses | 399,000 | 518,000 | 522,000 | 502,000 |
| Securities available for sale | 10,834,000 | 10,395,000 | 16,941,000 | 15,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,415,000 | 48,165,000 | 50,433,000 | 54,122,000 |
| Interest-bearing deposits | 34,974,000 | 36,287,000 | 37,054,000 | 38,962,000 |
| Noninterest-bearing deposits | 11,441,000 | 11,878,000 | 13,379,000 | 15,160,000 |
| Equity capital | 7,457,000 | 7,358,000 | 7,601,000 | 7,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 921,000 | 1,887,000 | 2,911,000 | 4,010,000 |
| Interest expense | 248,000 | 539,000 | 886,000 | 1,262,000 |
| Net interest income | 673,000 | 1,348,000 | 2,025,000 | 2,748,000 |
| Noninterest income | 113,000 | 209,000 | 329,000 | 390,000 |
| Noninterest expense | 350,000 | 671,000 | 1,019,000 | 1,456,000 |
| Provision for loan losses | 68,000 | 178,000 | 178,000 | 178,000 |
| Pretax income | 368,000 | 708,000 | 1,157,000 | 1,504,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 368,000 | 708,000 | 1,157,000 | 1,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,472,000 | 7,372,000 | 7,607,000 | 7,825,000 |
| Total capital | 7,871,000 | 7,890,000 | 8,129,000 | 8,327,000 |
| Risk-weighted assets | 42,688,000 | 43,318,000 | 47,107,000 | 49,360,000 |