Call reports 2005
1ST BANK — 2005
What 1ST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 51,248,000 | 51,169,000 | 51,144,000 | 54,127,000 |
| Total loans | 32,585,000 | 32,541,000 | 33,577,000 | 34,293,000 |
| Allowance for loan losses | 295,000 | 300,000 | 303,000 | 322,000 |
| Securities available for sale | 6,334,000 | 6,873,000 | 5,979,000 | 10,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,464,000 | 44,070,000 | 43,865,000 | 46,757,000 |
| Interest-bearing deposits | 33,316,000 | 32,380,000 | 32,434,000 | 35,140,000 |
| Noninterest-bearing deposits | 11,148,000 | 11,690,000 | 11,431,000 | 11,617,000 |
| Equity capital | 6,399,000 | 6,782,000 | 6,961,000 | 7,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,352,000 | 2,135,000 | 2,991,000 |
| Interest expense | 114,000 | 252,000 | 429,000 | 634,000 |
| Net interest income | 534,000 | 1,100,000 | 1,706,000 | 2,357,000 |
| Noninterest income | 96,000 | 178,000 | 298,000 | 394,000 |
| Noninterest expense | 327,000 | 625,000 | 979,000 | 1,407,000 |
| Provision for loan losses | -10,000 | -481,000 | -481,000 | -452,000 |
| Pretax income | 313,000 | 1,134,000 | 1,506,000 | 1,796,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 313,000 | 1,134,000 | 1,506,000 | 1,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,397,000 | 6,780,000 | 6,965,000 | 7,113,000 |
| Total capital | 6,692,000 | 7,080,000 | 7,268,000 | 7,435,000 |
| Risk-weighted assets | 39,224,000 | 36,952,000 | 36,983,000 | 41,914,000 |